12 Aug

Market Beware: Subject Free Offers.

General

Posted by: Lionel Rafael

When it comes to purchasing a home, most offers include conditions or subjects, which are requirements or criteria to be met before the sale can be finalized and the property is transferred. Some of the most common subjects include: Financing approval Home inspection Fire/home insurance protection Strata document review if appliable The purpose of these […]

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12 Aug

Should You Hire an Interior Designer?

General

Posted by: Lionel Rafael

When it comes to furnishing a new home, building from scratch, or simply choosing to redecorate, there are many ways you can go about it. However, one of the first questions a lot of people consider is whether or not to hire an interior designer or do it themselves. As with anything, there are certain […]

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12 Aug

It’s Time to Crush Your Credit Card Blues.

General

Posted by: Lionel Rafael

Although credit cards interest rates have not been affected by the recent surge in the prime lending rate, the fact remains that credit card debt is usually the most expensive debt you can have. The average is around 20% and even the so-called ‘low interest’ cards carry a rate in excess of 10%. Expediting the demise […]

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